The MPL Minute #8: Underwriter Spotlight

Written by Westfield Specialty | May 14, 2026

We are excited to bring you the fifth edition of Westfield Specialty’s Miscellaneous Professional Liability series. Our MPL team continues to deliver deep expertise across a wide range of professional classes, offering thoughtful and flexible solutions in an environment where client needs and industry risks continue to evolve.

Today, we're spotlighting Emma Andersen.

Emma brings a balanced blend of technical expertise and thoughtful underwriting. In this edition, she discusses her team's disciplined yet flexible underwriting philosophy, broad MPL appetite, and collaborative, problem solving approach to working with brokers.

Q: How do you balance underwriting discipline with flexibility?

A: "We believe that strong underwriting discipline is what allows flexibility. When I truly understand the exposures present and the intent behind the coverage I'm offering, I can be thoughtful about where to work outside the box and where to hold firm. I’m comfortable working outside the box when it’s justified, but I’m just as comfortable saying no when something doesn’t make sense."

Q: How would you describe what's it's like to work with you as an underwriter?

A: "I’m not just looking to get a quote out the door. I’m trying to solve the problem in front of us. I also value open, honest conversations. If a broker has a good insight into their insured and is willing to talk through structure, terms, or even a different way of looking at the deal, that’s where I do my best work."

Q: What is your appetite for Insurance Agents & Brokers E&O?

A: "We offer a newly updated Insurance Agents & Brokers E&O form, available exclusively through our wholesale partners. Our target is agents and brokers with $1M or more in commissions or revenues, though a wide range of services can be considered. Additional details are available in our dedicated marketing materials for this segment."

Click here to learn more about our Insurance Agents & Brokers E&O appetite.

Connect with the MPL Team

Whether you have a complex professional exposure to discuss, need guidance on structuring MPL coverage, or simply want to learn more about our appetite, Dan Mogelnicki, SVP, MPL Product Leader and his team are here to help.

Dan Mogelnicki
SVP, MPL Product Leader
Westfield Specialty
631.496.6641
danielmogelnicki@westfieldgrp.com

Northeast

Soraya Penix Emma Andersen

Underwriter Underwriter

317.767.4582 212.814.4792

sorayapenix@westfieldgrp.com emmaandersen@westfieldgrp.com

Southeast

Joseph Kloc Mackenzie Walsh

AVP, Senior Underwriter Underwriter

470.650.8186 404.971.2264

josephkloc@westfieldgrp.com mackenziewalsh@westfieldgrp.com

Central