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We are excited to bring you the fifth edition of Westfield Specialty’s Miscellaneous Professional Liability series. Our MPL team continues to deliver deep expertise across a wide range of professional classes, offering thoughtful and flexible solutions in an environment where client needs and industry risks continue to evolve. 

Today, we're spotlighting Emma Andersen.

Emma brings a balanced blend of technical expertise and thoughtful underwriting. In this edition, she discusses her team's disciplined yet flexible underwriting philosophy, broad MPL appetite, and collaborative, problem solving approach to working with brokers.

Q: How do you balance underwriting discipline with flexibility?

A: "We believe that strong underwriting discipline is what allows flexibility. When I truly understand the exposures present and the intent behind the coverage I'm offering, I can be thoughtful about where to work outside the box and where to hold firm. I’m comfortable working outside the box when it’s justified, but I’m just as comfortable saying no when something doesn’t make sense."

Q: How would you describe what's it's like to work with you as an underwriter?

A: "I’m not just looking to get a quote out the door. I’m trying to solve the problem in front of us. I also value open, honest conversations. If a broker has a good insight into their insured and is willing to talk through structure, terms, or even a different way of looking at the deal, that’s where I do my best work."

Q: What is your appetite for Insurance Agents & Brokers E&O?

A: "We offer a newly updated Insurance Agents & Brokers E&O form, available exclusively through our wholesale partners. Our target is agents and brokers with $1M or more in commissions or revenues, though a wide range of services can be considered. Additional details are available in our dedicated marketing materials for this segment."

Click here to learn more about our Insurance Agents & Brokers E&O appetite.

Connect with the MPL Team

Whether you have a complex professional exposure to discuss, need guidance on structuring MPL coverage, or simply want to learn more about our appetite, Dan Mogelnicki, SVP, MPL Product Leader and his team are here to help.

Dan Mogelnicki
SVP, MPL Product Leader
Westfield Specialty
631.496.6641
danielmogelnicki@westfieldgrp.com

Northeast

Soraya Penix                                         Emma Andersen 

Underwriter                                             Underwriter

317.767.4582                                          212.814.4792

sorayapenix@westfieldgrp.com                 emmaandersen@westfieldgrp.com

Southeast

Joseph Kloc                                            Mackenzie Walsh

                                                      AVP, Senior Underwriter                                       Underwriter                                                                                          

470.650.8186                                              404.971.2264

josephkloc@westfieldgrp.com                           mackenziewalsh@westfieldgrp.com

Central

Kevin Clemment

Senior Underwriter

773.805.2855

kevinclemment@westfieldgrp.com

West Coast

Emma Wilcox

Executive Underwriter

602.337.9935

emmawilcox@westfieldgrp.com

Wholesale

Sean Fitzgerald

Head of Wholesale

330.591.0899

seanfitzgerald@westfieldgrp.com

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